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Available calculators

Each calculator below uses yen (¥) in the examples. You can switch the currency to dollars ($) anytime.

Finance – Net Present Value (NPV) and Internal Rate of Return (IRR)

Check if an investment project adds value. Enter the cost today and the cash you expect in future years. The calculator shows NPV and IRR in simple language.

Useful for corporate finance and investment decisions. Open calculator

Accounting – Break-even Point and Profit (Cost-Volume-Profit)

Find how many units you must sell to break even (no profit, no loss) and see profit or loss at your expected sales. Good for cafés, online shops, and other small business examples.

Useful for financial accounting and managerial accounting. Open calculator

Microeconomics – Supply and Demand Equilibrium

Find the equilibrium price and quantity where quantity demanded equals quantity supplied. Enter simple linear demand and supply equations; the tool solves the intersection and shows a graph.

Useful for introductory microeconomics and market analysis. Open calculator

Finance – Payback and Discounted Payback

See how many years it takes to recover your initial investment. Payback uses undiscounted cash flows; discounted payback uses the same discount rate as NPV. Pairs with the NPV/IRR calculator.

Useful for corporate finance and investment decisions. Open calculator

Finance – EAR vs APR

Convert a stated annual rate (APR) to the effective annual rate (EAR) based on how often interest is compounded. Quick and useful for comparing loans or investments.

Useful for both EN and JA students in finance and banking. Open calculator

Finance – Loan Payment and Amortization

See the monthly payment, total interest, and simple amortization schedule for a loan. Helpful for car loans, student loans, and small business borrowing.

Useful for personal and business finance decisions. Open calculator

These calculators are free for Japanese university students and teachers. Check out Ron's full suite of financial calculators at ronbelisle.com.